HOME OWNERSHIP

What is Habitat for Humanity?
Habitat for Humanity of the Greater Wenatchee Area is part of Habitat for Humanity International. We are a Christian-driven program dedicated to providing housing for people who are in need of decent, affordable homes. Habitat is built on the idea of offering a hand-up, not a handout. We work with families who have the desire to help themselves and fulfill their dream of owning a home. Qualified families can purchase a home through Habitat with an affordable, no-interest, non-profit loan.

Family Selection Process
The journey to homeownership starts with our Family Selection process. Habitat for Humanity of the Greater Wenatchee Area accepts applications during specific time periods each year. Our Family Selection Committee members are volunteers who issue applications, answer questions, process applications, and meet with applicants during these designated times.

How Can I Qualify?
Applicants are selected to purchase Habitat homes based on three main criteria:
  1. Need
  2. Ability to Pay
  3. Willingness to Partner
 
  • Need: We evaluate if the family's current housing is safe and adequate. We ensure the current conditions do not endanger the family's health or well-being.
  • Ability to Pay: Families must demonstrate the ability to repay a 25-30 year mortgage through affordable monthly installments, usually around $550, which includes property taxes and homeowner insurance. We ensure the family can meet these payments without default.
  • Willingness to Partner: Families must be willing to actively engage in the Habitat program, which includes participation in Habitat’s events and processes. This engagement continues for at least a year after the home is completed.

​Contract Management
Homes are sold to qualifying applicants at the end of the process and are paid back over 25 - 30 years. All proceeds go towards building more homes for qualified families in the future.